TallyLearn more
Cobalt Finance Tools

A budget you will actually keep.

Log expenses in seconds, set limits for the categories that matter and see how much is safe to spend before the month ends.

Free to try. No card required.

Bill remindersMulti-currencySpreadsheet export

Frequently asked questions

Which currencies are supported?

All major currencies, with daily exchange rates for accounts held in more than one. Totals are shown in the currency you choose.

Do I have to connect a bank account?

No. Tally works fully with manual entries. Bank import is optional and read-only, and you can disconnect it whenever you like.

Can I share a budget with someone?

Yes. Invite a partner or roommate to a shared budget while keeping your personal categories to yourself.

What you get

Never miss a bill

Recurring bills are detected and tracked, and you get a reminder before each one goes out.

Goals that move

Round up spare change or set a fixed amount. Either way the goal moves every month without you thinking about it.

Capture every spend

Scan a receipt or type a quick note. The entry lands in the right category with the right date.

Budgets per category

Move money between envelopes when plans change, and see instantly how the rest of the month is affected.

About Tally

Budgeting fails when it demands perfection. Our approach is simpler: know roughly what comes in, decide what the important categories may cost, log spending as you go and look at the month once it is over. The app makes each of those steps a few taps, shows the number that matters, which is what is safe to spend today, and never lectures. Manual entry is the default because it keeps you honest; bank import is there when you want less typing.

How it works

  1. 1Add your regular income and recurring costs.
  2. 2Decide how much goes to each envelope.
  3. 3Add each expense in a couple of taps.
  4. 4Review the month and move money to savings.